Crevanta UnderwriteAI

    From Operating Statements to Underwriting-Ready Models

    Automate cashflow spreading, financial normalization, and underwriting preparation.

    Crevanta UnderwriteAI™ transforms T12s, operating statements, rent rolls, and borrower financial packages into standardized, comparable underwriting models. Eliminate spreadsheet-heavy workflows and accelerate CRE acquisitions and refinancing decisions.

    See UnderwriteAI in Action

    Manual Cashflow Spreading is Slow, Inconsistent, and Spreadsheet-Dependent

    Underwriting teams spend hours normalizing operating statements, aligning expense categories, and reconciling financial data across assets. Inconsistent classifications reduce comparability and increase diligence timelines.

    Inconsistent Financials

    Every owner formats operating statements differently, making comparison across assets nearly impossible without manual normalization.

    Spreadsheet Dependency

    Manual T12 spreading creates bottlenecks, introduces human error, and doesn't scale for multi-asset portfolios.

    No Comparability

    Without normalization, comparing financial performance across properties for investment decisions is unreliable.

    The Solution

    Automated Financial Normalization for CRE Underwriting

    UnderwriteAI™ extracts and standardizes financial data into consistent, underwriting-ready formats across properties and portfolios. All data is normalized into comparable models ready for investment committee review.

    ✓ Gross potential rent
    ✓ Effective gross income
    ✓ Vacancy & credit loss
    ✓ Operating expenses
    ✓ Net operating income (NOI)
    ✓ Expense recoveries
    ✓ Capex references
    ✓ Cash flow before & after debt

    Key Features

    01

    Automated T12 & Operating Statement Extraction

    Convert PDFs into structured financial datasets instantly, eliminating manual data entry.

    02

    Expense Categorization & Normalization

    Standardize expense line items across assets for accurate comparison and investment committee review.

    03

    Comparable Asset Financials

    Create portfolio-level consistency for investment committee review and multi-asset comparison.

    04

    Underwriting Model Export

    Export directly into Excel-based underwriting templates ready for deal review and committee presentation.

    05

    Diligence Acceleration

    Reduce manual reconciliation during acquisitions and refinancing, cutting underwriting cycles dramatically.

    AI-Powered Cashflow Spreading & Multi-Year Consolidation

    Automatically merge multi-year operating statements into a standardized, analysis-ready cashflow model using AI — eliminating manual work and accelerating underwriting.

    Business Impact

    ✓

    Accelerate underwriting cycles

    ✓

    Improve financial comparability

    ✓

    Reduce spreadsheet errors

    ✓

    Increase diligence efficiency

    ✓

    Enable faster investment decisions

    ✓

    Create portfolio-level financial clarity for faster capital allocation decisions

    Built For

    CRE Acquisition TeamsCommercial Real Estate LendersReal Estate Private Equity FirmsAsset ManagersInvestment Analysts

    Ready to Modernize Your Underwriting Workflow?

    See how Crevanta UnderwriteAI transforms operating statements into standardized, decision-ready models.